Page 3 - Pay Magazine s2014

Celebrating Excellence:
Special pay awardS edition
To mark our 10th year of celebrating payments excellence and innovation, we launched our rst publication dedicated to our annual Pay Awards. In this special issue, you’ll nd out more about the programs, companies and one individual that walked away with top honors from this year’s competition. You’ll also get an exclusive look at comments from our expert judges.
This was my sixth year serving as the chair of the judging panel for
Pay Awards, and I’m constantly wowed by the caliber of entries from around the world and the shared commitment to propel digital pay- ments into the future by making them available to more consumers and organizations. I’m not the rst—and won’t be the last—to tell
you that we’re in an unprecedented time of change in our industry. Whether you focus on prepaid (page 10), retail and loyalty (page 32), payments technology (page 38), or all of the above, customer demands for simplicity and security—coupled with more complex compliance requirements—mean you have to adapt to compete. As many startups who’ve come and gone will attest, payments is not an easy business to enter or scale, but the opportunities are immense for innovation, e ciency, nancial inclusion and more.
Our goal with our annual industry awards is to call attention to innova- tions—incremental and gargantuan—that are shaping the way people pay. We hope you nd inspiration in this issue and perhaps start a little re in your belly to put your own programs under the judges’ micro- scope in 2017.
We look forward to being part of the industry as it evolves over the next 10 years. And as always, we want to hear from you.
Here’s to the innovators who take ideas from the white board to the real world!
Loraine DeBonis, Editor-in-Chief
volume 9 • summer 2016
pAybefore.com 1
Lindsay Tis
MAnAgIng DIrECTOr
ltis@iirusa.com
Matthew J. Middleton
SALES DIrECTOr
mmiddleton@iirusa.com
Loraine DeBonis
EDITOr-In-CHIEf
ldebonis@paybefore.com
Bill Grabarek
SEnIOr EDITOr
bgrabarek@paybefore.com
Thad Rueter
SEnIOr EDITOr
trueter@paybefore.com
Adam Perrotta
ASSISTAnT EDITOr
aperrotta@paybefore.com
Robin Chalmers Mason
PrODuCTIOn EDITOr
robin@paybefore.com
Doris Kwok
MArkETIng ASSISTAnT
dkwok@paybefore.com
Pay Magazine is designed
by Kelly N. Kofron/Kofron Design
PaybeforeTM, Paybefore.comTM, Pay NewsTM,
Pay GovTM, Pay Op-EdTM, Pay WeekTM, Pay MagazineTM, Pay ConnectTM, Pay Awards® and Pay Awards EuropeTM are the property of Paybefore, 708 Third Ave., 4th Fl., New York, NY 10017 USA. All material contained within Pay Magazine is the property of Paybefore. All other product and service names may be trademarks of their respective companies. ©2016 Paybefore. All rights reserved. Reproduction of any kind is strictly prohibited without express prior written consent of Paybefore.
ADveRTisinG infoRMATion
For advertising details, call Matthew Middleton at +1 646.616.7604.