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processor Visa DPS spotlight
Visa DPS is the world’s largest processor of Visa transactions and the choice of leading North American financial institutions of all sizes and types. It operates a single platform that supports debit, prepaid, ATM driving and pass-through credit.
Beneath these principle lines
of business is a comprehensive set of integrated support and enablement services, including fraud prevention and risk man- agement, mobile and digital solutions, data analytics and campaign management, back- office dispute processing tools and services, contact center and IVR solutions.
processor Wave Crest spotlight
From its headquarters in Gibraltar and offices in the U.S., U.K. and India, Wave
Crest provides an integrated experience for clients by serving
by the numbers
• 100 employees globally.
• 30-50%year-over-year transaction volume growth for the past few years.
• Multiple products launched in 2014 with a multifold increase in new products set for 2015.
DPS distinguishes itself through:
• Operational excellence, plat- form stability, availability and security—at scale.
• A history of innovation. Visa DPS was the first U.S. processor to support EMV and Apple Pay transactions.
• Fully hosted mobile apps and services, integrated with today’s payment products, providing issuers with a road map to digital commerce and next- generation experiences.
• Data mining and analytics capa- bilities that give issuers deep,
as program manager, issuer, processor and technology pro- vider—with operations and payments expertise.
Key services include prepaid cards for:
U.S.
• Midsize to large tax refund processors
• Midsize to large fleet oper- ators and fleet cashiering software providers
• Corporate, tuition and lottery payments
by the numbers
• 25 billion+ debit and prepaid transactions processed a year, supporting approximately 150 million accounts.
• Visa DPS’s mission is to drive peak issuer performance. On average, Visa DPS clients that use the full- service suite of risk management tools experience 38% less fraud compared with VisaNet debit issuers overall.
rich and actionable insights into cardholder behaviors, trends and business drivers.
EU
• Corporate payments
• Gaming operators
Wave Crest’s comprehensive services and single platform for issuing and processing support products, programs and launches in varied mar- ket segments worldwide— featuring multicurrency, multi- jurisdictional and multilingual capabilities.
volume 8 • spring 2015
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