Page 58 - Pay Magazine s2014

finance & strategy
The Future of
Biometrics
56
By Thad Rueter, Senior Editor
It’s easy to do Like everything else in secur-
are older, use skin-thinning pre- scriptions or simply work with certain cleaning chemicals.
Biometrics indeed promises a better way to authenticate, but sensitive decisions have to be made about those settings. Don’t forget that in robust multi-factor authentication deployments, one of those factors is going to be the size of the headache to be in icted on customers.
biometrics well, but it’s a lot easier
to do it poorly.
ity, biometric authentication e ectiveness lives and dies in how its settings are selected.
Select overly strict settings and sel e-authentication will reject a customer who didn’t shave or changed hair color. If the settings are too casual, two people who look alike could both be authenticated. And the most popular biometric authentication, ngerprints, are problematic for consumers who