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consumer Value
The prepaid or emerging payments program that delivers the best consumer value proposition for the combination of features, functionality, service and price.
volume 8 • spring 2015
what it is: In-lane payment option enables consumers to pay bills and insurance premi- ums at participating retail locations, often at no cost.
where you get it: Billers provide consumers with a barcode printed on an invoice or via a biller’s app that’s scanned at checkout to enable payments at numerous InComm retail locations, including major chains like CVS/ pharmacy, Dollar General and Family Dollar.
Cashtie
InComm
Billers promote Cashtie in statement stuffers, online, via email, and through text messages and mobile apps.
why it works: Cashtie enables consumers to pay bills, transfer funds and top-up mobile accounts at neighborhood stores and for certain payments free of charge, avoiding late fees and long lines at service desks. Custom- ers receive an in-store receipt with the option of a detailed e-receipt.
why it matters: First in-lane payment option that enhances consumer convenience, pre- serves privacy and enables immediate pay- ment—at a cash register—as simple and fast as scanning a barcode on a milk carton and paying for it.
differentiators: Cashtie expands billers’ pay- ment acceptance channels through a hassle- free API integration. Retailers increase foot traffic with zero friction at checkout.
what the judges said: InComm uses barcode technology, requiring no POS integration, to solve a payments problem for consumers and billers, while adding value for retail partners.
Extreme Value Gift Cards
InComm, Sam’s Club
paysafecard
paysafecard Wertkarten GmbH
Winners
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